This innovative credit card allows users to perform both RuPay and Visa transactions across online, offline, UPI, and international avenues, all while managing their expenses under a unified credit limit and a consolidated monthly statement.
Scapia pointed out that this card is among the first in India to directly integrate UPI functionality through the RuPay network while maintaining the global reach of Visa.
With this card, holders can utilize credit for UPI transactions at merchant locations as well as execute traditional card-based purchases in India and internationally.
The card is tailored for tech-savvy and travel-oriented consumers, offering them a cohesive experience. It comes with perks such as zero forex markup on all international purchases, unlimited access to domestic airport lounges, and free dining, shopping, and spa services at airport outlets.
Key features:
- Unified credit limit and statement: A comprehensive view of all spending across Visa and UPI-RuPay.
- International acceptance: Global usability made possible with Visa, without foreign exchange markup fees.
- Airport privileges: Unlimited lounge access in India and complimentary airport services.
- Travel rewards: Users earn Scapia Coins on every qualifying expense, redeemable within the Scapia app for flights, accommodations, trains, buses, and more.
Anil Goteti, Founder and CEO of Scapia, stated, “By integrating Visa’s extensive network, RuPay’s UPI innovation, and the backing of Federal Bank, this card offers a seamless and forward-thinking experience. It’s designed for the modern digital Indian who seeks speed, simplicity, and rewards with every transaction.”
Scapia’s platform enhancements
Alongside the introduction of the card, Scapia has launched new features in its 2025 Summer Release to enhance its travel platform:
Smarter train bookings: AI-driven route suggestions that assist customers in navigating long waitlists by displaying alternative routes with higher confirmation probabilities.
Map-based stay bookings: Customers can now search for and reserve accommodations based on proximity to attractions like beaches, tourist destinations, or marketplaces.
Special airfare categories: Tailored fare options for students and senior citizens to facilitate affordability and access.
Redesigned rewards view: A revamped Scapia Coins interface helps users monitor and redeem their points more clearly, along with exclusive access to curated hotel deals and travel perks.
First Published: Jun 12, 2025 12:06 PM IST
