Earn IndiGo BluChips rewards by paying your credit card bills: Here’s how it works.
10 August 2026, 2 min read
As part of this offer, users will receive 1 IndiGo BluChip for every ₹1,000 spent on eligible bill payments, with a maximum of 1,000 BluChips achievable each month.
The accumulated BluChips can be redeemed for qualifying IndiGo flights and other benefits available through the airline’s loyalty scheme.
This feature became accessible to SaveSage users starting August 10.
This offer introduces an airline loyalty reward to a category of recurring payments that typically lacks the rewards found in standard credit card transactions. It is important to note that the additional BluChips pertain specifically to eligible bill payments processed through SaveSage and should not be confused with the rewards that a credit card may provide independently.
Understanding the offer
Users earn one BluChip for each ₹1,000 spent on eligible credit card or utility bill payments through the SaveSage app. For instance, a payment of ₹10,000 would yield 10 BluChips, subject to the terms of the program and the monthly limit.
A user who makes ₹10 lakh in eligible payments during a month will not accrue 10,000 BluChips due to the cap of 1,000 BluChips per month.
Ultimately, the benefit’s value will depend on how users choose to redeem their BluChips. Customers should verify the eligibility requirements and whether any fees may apply to payments processed via the platform before using the service exclusively for earning rewards.
Implications for credit card users
This partnership provides cardholders with an additional opportunity to accumulate airline loyalty points from their everyday financial transactions. Furthermore, it offers IndiGo a way to engage BluChip members outside of flight bookings and other travel-related purchases.
For consumers, the critical factor is the effective value of the reward. Earning one BluChip per ₹1,000 on eligible payments could be advantageous for customers who frequently use IndiGo and can efficiently redeem their points; however, the benefits must be weighed against any potential payment fees and the actual redemption value of the BluChips.
First Published: Aug 10, 2026 2:00 PM IST
