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Scapia Introduces Scapia Pay: Understanding Co-Branded RuPay Cards and Their UPI Rewards System

Scapia Introduces Scapia Pay: Understanding Co-Branded RuPay Cards and Their UPI Rewards System Scapia Introduces Scapia Pay: Understanding Co-Branded RuPay Cards and Their UPI Rewards System
Scapia, an Indian travel fintech platform, has introduced Scapia Pay, an in-app UPI payments feature that enables users to earn rewards on transactions made with Scapia co-branded RuPay credit cards. This service aims to consolidate everyday payments, credit, and travel rewards on a single platform.

With Scapia Pay, users can connect their Scapia Federal RuPay and Scapia BOBCARD RuPay credit cards to the app for instant UPI payments and receive rewards on eligible transactions. The app includes features such as a personalized UPI ID for added privacy, alerts for first-time payments, notifications for high-value transactions, and a comprehensive overview of spending across contacts and merchants.

The platform further offers tools like intelligent suggested contacts, favorites with keyword tags, and one-click credit card linking, all aimed at enhancing payment management and providing users with better insights into their expenditures.
This launch coincides with the ongoing surge of UPI in India, which witnessed around 20 billion transactions in February 2026. Scapia’s enhancements align with its 2026 Spring Release, introducing additional features such as two-click credit card bill payments through the Bharat Bill Payment System (BBPS), personalized holiday planning, and expanded travel options, including international airport privileges and new bus routes.

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Scapia has broadened its ecosystem from travel-centric credit offerings to a diverse platform that includes flights, buses, trains, accommodations, visas, experiences, and financial services. The company collaborates with banks like Federal Bank and BOBCARD to offer co-branded credit cards for both domestic and international use.

Scapia Pay and the complete Spring Release suite are now accessible through the Scapia app and website.

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